Did you know that the average cost of a new car is almost $40,000, while the average cost of a used car is about $20,000? Used or new, buying a car costs a lot of money. And considering that most Americans live…
Repossessions are the most challenging drawbacks that people have on their credit reports, and they are the toughest to remove. Many people have their credit score hurt by repossessions because these indicate late payment, which led to a seizure of…
As we all know, our credit score is used to determine our financial reliability. Unfortunately, those who have a low credit score often have difficulty with many different prospects. This can include moving into an apartment, securing a loan, etc. Although…
Interested in repairing your credit so that you can buy a home? Having a good credit score is important for more than one reason. During the home buying process, your credit score helps determine not only what you’re qualified for,…
Are you in need of credit repair? Do you have an eviction on your credit report from a previous judgment? If so, you may have more options than you realize. Can credit repair remove evictions? The answer is yes, but…
A good credit score is important to many parts of modern life, from buying a car to renting an apartment or even landing a job. Unfortunately, it’s a lot easier to hurt your credit score than it is to build a good one.…
A missed or late student loan payment can be a worrisome thing to deal with. According to The U.S. Department of Education, nearly 20 percent of student loan borrowers are in default on their loans. While a lot of people deal with…
Almost 6 out of 10 Americans have a FICO credit score over 700. On the other hand, 11.1% of the population has a score under 500. This is a broad range of scores and people who have them. But what does this…
As of July 2020, the average American’s FICO credit score was 711. However, the same year, the average VantageScore was 688. This may seem like a large difference. But how does it occur? While people usually talk about their credit score as…
Having good credit can have a major impact on important aspects of your life. It can determine whether or not you receive a mortgage, an auto loan, a job, and so much more. In the modern world, having good credit is essential…
